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Minnesota Contractor License Requirements

verifiedState-Level License Required

Minnesota requires licensing for residential building, remodeling, and roofing contractors. Commercial work does not require a state-level license but may require local licensing.

gavelHow Contractor Licensing Works in Minnesota

Minnesota licenses the residential side of construction through the Department of Labor and Industry: Residential Building Contractors, Residential Remodelers, and Residential Roofers each carry their own license, all requiring an exam, insurance at the $300,000 general liability minimum, workers compensation, and a surety bond or cash deposit. Roofing as a stand-alone licensed category is a Minnesota signature, born of the state's hail claims economy. Commercial construction needs no state license, though local requirements may apply. Compared to Iowa, Wisconsin, and the Dakotas, Minnesota is clearly the strictest residential market in the Upper Midwest, and an Iowa contractor crossing north discovers that work needing only a city registration at home requires a state exam, bond, and annual renewal here.

Plan the Minnesota entry around classification and exam: determine whether your work is new construction, remodeling, or roofing, since the license must match the activity, then schedule the contractor exam and assemble insurance, workers compensation, and the bond or cash deposit. Licenses renew annually by December 31. Enforcement attention concentrates on storm work; after hail events, the Department of Labor and Industry actively polices unlicensed roofing and out-of-state storm chasers, so roofing contractors should treat the license as non-negotiable before the first door knock. Minnesota offers no reciprocity, and exemption rules for small operators are narrow, so verify any assumed exemption directly with DLI rather than relying on hearsay. Commercial-only contractors should still confirm municipal registration rules in Minneapolis and St. Paul.

account_balanceLicensing Board

badge

Board Name

Minnesota Department of Labor and Industry

phone

Phone

(651) 284-5069

descriptionLicense Types

TypeThresholdNotes
Residential Building ContractorAll workRequired for residential construction
Residential RemodelerAll workRequired for residential remodeling
Residential RooferAll workSeparate license for roofing
ElectricalAll workLicensed through Board of Electricity
PlumbingAll workLicensed through DLI Plumbing Division

checklistRequirements

  • check_circlePass contractor exam
  • check_circleProof of insurance
  • check_circleWorkers compensation
  • check_circleSurety bond or cash deposit

paymentsFee Schedule

Application

$200

Annual Renewal

$200

Exam Fee

$60

event_repeatRenewal Period

Annual — December 31

shieldInsurance Minimums

General Liability

$300,000

Workers Compensation

Required

swap_horizReciprocity

  • arrow_forwardNo reciprocity agreements

helpFrequently Asked Questions

Do I need a contractor license in Minnesota?

For residential work, yes: the Minnesota Department of Labor and Industry licenses Residential Building Contractors, Residential Remodelers, and Residential Roofers, each requiring an exam, insurance at the $300,000 general liability minimum, workers compensation, and a surety bond or cash deposit. Commercial construction carries no state license. Electrical and plumbing require separate state licenses for all work.

Why does Minnesota license roofers separately?

Roofing has its own residential license category in Minnesota, reflecting the volume of hail and storm damage work in the state. After major storms, the Department of Labor and Industry actively enforces against unlicensed roofers and out-of-state storm operations, so roofing contractors face more scrutiny than most trades and should hold the license before soliciting any storm-damage work.

What are the penalties for unlicensed residential work in Minnesota?

The Department of Labor and Industry can issue enforcement orders and monetary penalties against unlicensed residential contractors, and unlicensed operators lose access to normal contract and lien remedies for collecting payment. Enforcement is most aggressive in roofing and post-storm markets. Minnesota's licensing exemptions are narrow, so operators assuming they qualify for one should confirm directly with DLI first.

How long does Minnesota contractor licensing take?

Most applicants complete it in four to eight weeks: pass the contractor exam, then submit the application with proof of insurance, workers compensation, and the surety bond or cash deposit. Licenses renew annually on December 31 with continuing education obligations attached. There is no reciprocity, so out-of-state experience helps you pass the exam but waives nothing.

infoData sourced from state licensing board websites. Requirements change frequently — verify with your state board before applying. Last updated April 2026.